Tokenisation Lending Stack

Real-World Assets need Real-World Lending. Gearbox provides institutional credit infrastructure: margin, prime brokerage, portfolio loans.

$12B+

Transaction Volume

$3M+

Spent on Security

2021

Battle Tested Since

On-chain assets - off-chain constraints

Tokenised assets are not standard DeFi assets. They come with specific requirements. Traditional lending pools cannot handle this model. Gearbox was designed for such cases.

Regulatory and KYC requirements01

Segregated accounts act as standard wallets, enforcing token whitelists and transfer rules natively - no wrappers, no bypass of issuer compliance.

Custom Deposit and Redemption mechanics02

Adapts to each asset's native flows instead of forcing standards - simple wallet UX with embedded credit.

Off-chain financial logic from issuers03

Supports complex asset rules (permissions, lifecycle, restrictions) - enabling tailored credit and risk per instrument.

Legal enforcement workflows04

Modular enforcement (freezes, transfers, compliance actions) without changing core contracts.

Segregated Accounts

Mirror TradFi relationships in DeFi to ensure a seamless experience

1 account -> 1 user

Per-account allowlists and role policies
Jurisdiction filters
Per-user risk limits

Issuer-Aware Mechanics

Direct access to issuer functions (e.g., Provenance)
Custom deposit and redemption options
Support for legal enforcement cases (inheritance, freezes)

User AccountCollateralDebt

Eligibility Check

Identified Person

Zero Slippage

Capital and time efficiency
Fast and zero risk entry and exit
Fully auditable cashflows

Switch to Automated Leverage

Powerful UX with low entry barrier
Prime brokerage-alike product creates additional revenue stream
Liquidation protection for your users

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